Gram Panchayat Home Loan Bhiwandi
Gram Panchayat Property for sell
Gram Panchayat Home Loan Dombivili Kalyan
Gram Panchayat Home Loan Panvel Raigad
Gram Panchayat Property Home Loan Thane
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Home Loans for Panchayat Property

Gram Panchayat Home loan 

Properties which come under Grampanchayat are called as Gram Panchayat Property. Grampanchayat homes are cheap as compared to homes which are in city limits. But to get loan on such properties is very difficult as the documents to get this loan are not clear and differ from bank to bank.

The problem with the grampanchayat home loan is that not every bank and Nbfc finance it. As all land is not converted into NA Land. So its quite a hectic job to get a loan on a such propertyAlso the owner ship of the land is not clear in some cases. The builder does not has the necessary documents required also the necessary permissions to get the property developed.

Here our role come into play, we manage to get loan approved even if your home is on non NA plot, or a proposed NA Plot. Click here if you want Home Loan for cibil defaulters and have some problem in cibil.

 Why buy property in grampanchayat location.

For eg. The property prices in city region and its nearby localities have grown so high that to own a home in Mumbai is quite impossible for a middle class or lower middle class. Even in Thane city which is near to Mumbai the property costs have sky rocketed.

1BHK flat price is around 50 to 60 lakhs in Ghodbunder road Thane which is 6 to 12 kms away from Thane railway station. which a middle class can’t afford, The average 1BHK flat in which comes under Grampanchayat location the cost is around 15 to 25 lakhs in Kasheli, Kalher, Kopar Purna village which is 8-12 kms away from Thane railway station. which a middle class can easily afford

So people are looking for cheaper homes which they can afford. Grampanchayat properties are much cheaper than muncipal properties as the acquisition of land is at low and the legal formalities for getting permissions are less. The legal procedure and time involved is quite less. all legal approvals are given by gram panchayats.

The 1BHK flat built up area is around 600 to 700 square feet that comes in city limits. And the 1BHK flat area is around 400 to 650 square feet that comes in grampanchayat  limits. The builders intentionally builds small compact 1BHK flats as the price can be kept lower so that middle class and lower middle class can afford it.

The societies that comes under city limits are as high as 40 stories and some place in Mumbai they are above 40 stories. Properties that come under grampanchayat are of 3 to 4 stories, which keep the monthly maintenance low.

Cost of Gram panchayat properties are of low as compared to properties that come in city limits. For eg. the average per square feet cost of Ghodbunder road in Thane falls between 7000 to 12000 depending upon the amenities provided by the builder. whereas the average price  per square feet cost of grampanchayat property in Kasheli, Kalher, Purna Thane is between 3000 to 5000 depending upon the amenities provided by the builder. So its half the cost. And the distance is 10 kilometers from station. Which is almost the same, People don’t mind travelling 2 to 3 kilometers extra even if they have to as they can afford home nearby Mumbai. It takes hardly 15 – 20 minutes from station if you have your own vehicle and 30 minutes by public transport to reach Thane Railway Station.

Builders have started building Gram panchayat homes in complexes nowadays. So the residents enjoy good ammenties like garden. children play area.  Gymnasium. Some builders provides swimming pools too. Higher the amenities higher the price as the

We manage to get loan approved for people who have low cibil score or who are cibil defaulters who have defaulted any card or loan in  past. We Provide home loan from 9.6% rate of interest if the documents are clear.

 So if you are looking out for Gram Panchayat Home loan then do call us on 9323-890-890 or fill up our enquiry form.

We do cases of home loan for grampanchayat properties in Thane, Dombivili, Kalyan, Ambernath, Badlapur, Karjat, Khopoli, Titwala, Asangaon, Bhiwandi, Kasheli, Kalher, Purna, Vasai, Virar, NalaSopara, Navi Mumbai, Shahpur, Palghar, Vangani, Rasayni, Wada, Panvel, Ulwe, Uran, Mumbai and Navi Mumbai Region



 

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