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Home Loans for Panchayat Property
Home loan for Gram Panchayat Properties
The property prices in Mumbai region and its surrounding localities have grown so high that it is quite impossible for a lower middle class to own a home in Mumbai. Even in city like Thane the property costs have sky rocketed.
The average 1BHK flat cost is around 50-60 lakhs in thane Ghodbunder road which is 6 to 12 kms away from railway station. which a middle class can’t afford, The average 1BHK flat cost is around 15 to 25 lakhs in thane Kasheli, Kalher, Purna village Grampanchayat which is 8-12 kms away from railway station. which a middle class can easily afford
So people are looking for other alternatives for their homes. Grampanchayat property are cheaper than muncipal properties as the acquisition of land is at low price and the legal formalities for forming society are less. As all the legal procedure and time involved is quite less. all legal approvals are given by gram panchayats. Use Home Loan Emi Calculator to calculate your Grampanchayat loan Emi
Gram panchayat properties are of low value as compared to properties that come in muncipal limits. the average per square feet cost of ghodbunder road thane is between 7000 to 9000 depending upon the amenities provided by the builder. the average price per square feet cost of Kasheli, Kalher, Purna village grampanchayat thane is between 3500to 5000 depending upon the amenities provided by the builder. So the price is half the cost. And the distance is 10 kilo meters from station. People don’t mind travelling 2 to 3 kilo meters extra as they can afford home nearby Mumbai. It takes hardly 15 – 20 minutes from station if you have your own vehicle and 30 minutes by public transport.
The 1BHK flat area is around 600 -700 square feet that comes in municipal limits. the 1BHK flat area is around 400 to 650 square feet that comes in grampanchayat limits. The builders intentionally builds small compact 1BHK flats so that middle class people can afford it.
The buildings that come under grampanchayat are of 3 to 4 stories, where as the the buildings that comes under municipal corporation are as high as 50 stories and some place in Mumbai above 50 stories.
Builders have started building Gram panchayat homes in complexes nowadays. So the residents enjoy good ammenties like garden. children play area. Gymnasium. Some builders provides swimming pools too.
The problem with the grampanchayat homes are that not every bank and Nbfc finance it. As all documents are not clear. As all land are not converted into NA Plot. So its quite a hectic job to get a loan on a grampanchayat property. Here our role come into play, we manage to get loan approved even if your home is on non NA plot, or a proposed NA Plot.
We manage to get loan approved for people who have low cibil socre or who are cibil defaulters who have defaulted any card or loan
So if you are looking out for Gram Panchayat Home loan then do call us on 9323-890-890 or fill up our enquiry form.
We do cases of home loan for gram panchayat properties in Thane, Dombivili, Kalyan, Ambernath, Badlapur, Karjat, Khopoli, Titwala, Asangaon, Bhiwandi, Kasheli, Kalher, Purna, Vasai, Virar, Nala Sopara, Navi Mumbai, Panvel, Ulwe, Uran and Mumbai Region
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Gram Panchayat Home Loan in India
Gram Panchayat Home Loan in India
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