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Home loan for Gram Panchayat Properties

The property prices in Mumbai region and its surrounding localities have grown so high that it is quite impossible for a lower middle class to own a home in Mumbai. Even in city like Thane the property costs have sky rocketed.

The average 1BHK flat cost is around 50-60 lakhs in thane Ghodbunder road which is 6 to 12 kilometres away from railway station. Which a middle class can’t afford, The average 1BHK flat cost is around 15 to 25 lakhs in thane Kasheli, Kalher, Purna village Gram panchayat  which is 8-12 kilometres away from railway station. Which a middle class can easily afford

So people are looking for other alternatives for their homes. Gram panchayat property are cheaper than municipal properties as the acquisition of land is at low price and the legal formalities for forming society are less. As all the legal procedure and time involved is quite less. all legal approvals are given by gram panchayats. Use Home Loan Emi Calculator to calculate your Gram panchayat loan Emi

Gram panchayat properties are of low value as compared to properties that come in municipal limits. the average per square feet cost of ghodbunder road thane is between 7000 to 12000 depending upon the amenities provided by the builder. The average price  per square feet cost of Kasheli, Kalher, Purna village gram panchayat  thane is between 3000 to 5000 depending upon the amenities provided by the builder. the price is half the cost. and the distance is 10 kilometres from station. People do not mind travelling 2 to 3 kilometres extra as they can afford home nearby Mumbai. It takes hardly 15 – 20 minutes from station if you have your own vehicle and 30 minutes by public transport.

The 1BHK flat area is around 600 -700 square feet that comes in municipal limits. The 1BHK flat area is around 400 to 650 square feet that comes in gram panchayat limits. The builders intentionally builds small compact 1BHK flats so that middle class people can afford it.

The buildings that come under gram panchayat are of 3 to 4 stories, whereas the buildings that comes under Municipal Corporation are as high as 50 stories and some place in Mumbai above 50 stories.

Builders have started building Gram panchayat homes in complexes nowadays. So the residents enjoy good amenities like garden. Children play area.  Gymnasium. Some builders provides swimming pools too.

The problem with the gram panchayat homes are that not every bank and NBFC finance it. As all documents are not clear. As all land are not converted into NA Plot. It’s quite a hectic job to get a loan on a gram panchayat property. Here our role come into play, we manage to get loan approved even if your home is on non-NA plot, or a proposed NA Plot.

We manage to get loan approved for people who have low cibil score or who are cibil defaulters who have defaulted any card or loan

 So if you are looking out for Gram Panchayat Home loan then do call us on 9323-890-890 or fill up our enquiry form.

We do cases of home loan for gram panchayat properties in Thane, Dombivili, Kalyan, Ambernath, Badlapur, Karjat, Khopoli, Titwala, Asangaon, Bhiwandi, Kasheli, Kalher, Purna, Vasai, Virar, NalaSopara, Navi Mumbai, Panvel, Ulwe, Uran and Mumbai Region, shahpurm Murbad, Bhiwandi.

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